# Personal Tax Preparation | Protected With Love > Personal tax preparation with max refund strategy in all 50 states. Credits captured, deductions defended, and multi state returns handled right. Canonical page: https://protectedwithlove.com/personal # Max refund strategy, *all 50 states.* Professional federal and state tax preparation for W-2 employees, families, 1099 earners, and first responders. 16+ years of finding what software misses. - Maximize refundable and non refundable credits - Capture overlooked deductions and optimize filing status - Multi state and complex returns, handled securely online - [Start My Taxes](https://protectedwithlove.com/intake) - [Book Tax Appointment](https://protectedwithlove.com/tax-calendar) ## Eight places refunds *hide.* ### Federal & State E-Filing Fast, accurate e-filing for all 50 states, including multi state reporting for movers and remote workers. ### 1099 & Side Income Contract, gig, and self employment income optimized with every legitimate expense captured. ### Child Tax Credit Dependent credits checked and calculated so growing families get every eligible dollar. ### Earned Income Credit EITC qualification reviewed carefully. It is one of the most missed credits in America. ### Education Credits American Opportunity and Lifetime Learning credits captured for students and parents. ### Filing Status Optimization Married filing jointly versus separately, head of household: the math gets run, not assumed. ### Premium Tax Credit Marketplace health coverage reconciled correctly so April brings no surprises. ### Year Round Guidance Withholding tune ups and planning that shrink next year, not just file last year. ## What we cover *together.* Most tax appointments take 30 minutes or less, by phone or Zoom, with everything handled securely online. - Full review of income, documents, and life changes - Deduction and credit hunt across your whole picture - Red flags and prior year errors identified and fixed - Clear next steps, a filing timeline, and your questions answered - [Book My Tax Appointment](https://protectedwithlove.com/tax-calendar) - [Send My Documents](https://protectedwithlove.com/docs) ## Pick your *first move.* ### Fill the intake form The [personal tax intake form](https://protectedwithlove.com/intake) captures your household, income, and expenses in about 10 minutes. ### Upload your documents W-2s, 1099s, and receipts go through the [secure document portal](https://protectedwithlove.com/docs), encrypted end to end. ### Book your appointment Grab a slot on [the tax calendar](https://protectedwithlove.com/tax-calendar). Most returns wrap in one 30 minute meeting. ## Answers, before you even *ask.* #### What do I need to start my personal taxes? Three steps: complete the [personal intake form](https://protectedwithlove.com/intake), upload your documents through the [secure portal](https://protectedwithlove.com/docs), and book your appointment on the [tax calendar](https://protectedwithlove.com/tax-calendar). Most appointments take 30 minutes or less. #### Can you file for any state? Yes. Returns are e-filed for all 50 states, including multi state situations like a mid year move or working across state lines. #### How do you maximize my refund? By hunting: refundable and non refundable credits, overlooked deductions, filing status optimization, education credits, EITC, and child tax credit checks. Software does not ask follow up questions, so it leaves money behind. I ask. #### I have 1099 or side income. Can you handle it? Absolutely. Self employment and gig income is a specialty, including expense capture, quarterly estimate planning, and keeping you audit ready. #### What about my ACA marketplace health coverage? Premium tax credit reconciliation is built into your return. Since I also handle [ACA enrollment](https://protectedwithlove.com/aca), your 1095-A gets reconciled by someone who understands both sides. #### Do you help after filing season? Year round. Withholding checkups, IRS letters, amended returns, and planning moves that shrink next year's bill. Filing is one day; strategy is the other 364. ## Keep *exploring.* ### Business Tax Prep LLC, S-Corp, and resolution work. ### File an Extension Buy time without penalties. ### Free Tax Cheat Sheet 20 ways to boost your refund. ## Ready for a Bigger, Cleaner Refund? Start the intake form now or book a 30 minute appointment. Either way, your taxes stop being a source of dread. - [Start the Intake Form](https://protectedwithlove.com/intake) - [Book Tax Appointment](https://protectedwithlove.com/tax-calendar) - [Get the Free Cheat Sheet](https://protectedwithlove.com/cheat) Tax prep in all 50 states • Insurance licensed in FL, TX, NC, GA & AL • NPN 16261381 • 16+ years of experience [Protected With Love](https://protectedwithlove.com) · [Privacy Policy](https://protectedwithlove.com/privacy) · [Terms & Conditions](https://protectedwithlove.com/terms)